Privacy Policy

CashCare respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, store, and protect your information when you use our budget management app.

 

1. DATA COLLECTED

 

Data you provide directly:

 

• Financial transactions: amounts, descriptions, categories, dates, and notes you enter

• Monthly budget: the budget amount you define

• Custom categories: names, icons, and colors of the categories you create

• Preferences: currency, alert thresholds per category, notification settings

 

 

Automatically collected data:

 

• Unique identifiers: UUIDs automatically generated for each transaction

• Usage dates: timestamps for data creation and modification

• System preferences: dark/light mode, system language

 

 

Data we do NOT collect:

 

• No banking or credit card information

• No personally identifiable data (name, address, email)

• No geolocation data

• No access to your bank accounts

 

 

2. USE OF DATA

 

We use your data solely to:

 

• Display your transactions and calculate budgets

• Generate personalized statistics and charts

• Send budget alert notifications (with your permission)

• Save your preferences and settings

• Support premium subscription functionality

 

 

3. DATA STORAGE & SECURITY

 

Local storage:

 

• All your data is stored locally on your device

• We use iOS’s secure storage system (UserDefaults and Keychain)

• Your data is protected by iOS’s native encryption

• No data is transmitted to our servers or third-party servers

 

 

Backup:

 

• Your data may be included in iCloud/iTunes backups if enabled

• These backups are encrypted and managed by Apple per their privacy policy

 

 

4. DATA SHARING

 

We never share, sell, or rent your personal data to third parties.

 

The only exceptions are:

 

• If required by law or court order

• To protect our legal rights or user safety

 

 

5. IN-APP PURCHASES & APPLE

 

Purchase transactions:

 

• Premium purchases are handled by Apple’s App Store

• We do not store any payment information

• Apple may collect transaction data per their privacy policy

 

 

Purchase identifiers:

 

• We only store a local status indicating if you’ve purchased premium

• No personal purchase data is retained

 

 

6. NOTIFICATIONS

 

Local notifications:

 

• We use local notifications for budget alerts

• These are generated on your device

• You can disable them at any time via iOS settings

 

 

Permission:

 

• Notification permission is requested at first launch

• You can change settings in Settings > Notifications > CashCare

 

 

7. CHILDREN’S DATA

 

CashCare does not knowingly collect data from children under 13. If you are a parent and discover your child has provided personal data, contact us to delete it.

 

8. DATA DELETION

 

Manual deletion:

 

• You can delete your data at any time by deleting the app

• Deleting the app erases all local data

 

 

Automatic cleanup:

 

• The app automatically deletes old data (over 1 year) to optimize performance

• This deletion occurs only on your device

 

 

9. YOUR RIGHTS

 

You have the right to:

 

• Access all your data (visible in the app)

• Modify or correct your data

• Delete your data (by deleting the app)

• Disable notifications

 

 

10. CHANGES

 

We may occasionally update this privacy policy. Major changes will be communicated via in-app notification.

 

11. LEGAL COMPLIANCE

 

This policy complies with the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and local data protection laws.

 

12. DATA RETENTION POLICY

 

• Transactions: kept indefinitely on your device until manually deleted

• Settings: retained until the app is deleted

• Old data: automatically deleted after 12 months of inactivity

 

 

This privacy policy was created specifically for CashCare and reflects our actual data management practices. By using CashCare, you agree to the terms of this policy.